retail therapy to boost domestic consumption

October 3, 2009 at 1:02 am (Money)

Who am i kidding?

Today, i’m so pleased!

I got myself a pair of Onitsuka Tigers. Figure i’ll need that in winter when i head to Korea. I’m eliminating the options of wearing boots because they are so heavy, it’s hard to match anything non-dressy with them and most of them come with heels; something that may jeopardise my holiday in the event of blisters/aching feet.

Gawd, i spent almost 50 bucks on food today. And bought a kate spade wallet online last week.

Need to watch my expenses, to save up more before i go for my trip!

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comfort food for the soul

September 8, 2009 at 11:57 pm (Daily Musings, Family, Food, Money, Rants)

There is nothing more comforting than a packet of plain Meiji crackers along with a cup of hot milo when you realised your blood glucose level is plunging faster than the speed of light at this stupid ungodly hour.

It is the perfect combination of semi-sweet and salty. Note that i do not add anything else to my milo, other than hot water. This also reminds me when my mom used to tell me that was one of their staples. They didn’t have Oreos nor Pepperidge Farm cookies. The Meiji crackers were in placed of Marie Biscuits.

This combi was also known as the “food sick people used to eat”. It probably was comfort food for my mom as well. She would dip the biscuits into her milo like how we dunk our oreos into milk. With that, she was just as happy.

Then it dawned on me how affluent the world is becoming; or rather most parts of the world. And then the income gap between the poor and the affluent gets staggeringly wider. Wonder how the world will evolve next time.

I also found out from a colleague of mine that he’s got a client who has set aside at least 1 mil to his kids for education. Can you imagine how lucky his kids are? They don’t need a part time job nor an education loan. His rationale behind this would be, he would save for them till they’ve found a job (presumably 2-3 years after they’ve graduated), and from then on, they are on their own. The rest of their money will be used to build their retirement nest.
I hope his kids do not take things for granted that the road ahead of them will be well-paved till they’ve stepped into the workforce. You know the usual chinese saying: 衣来伸手,饭来张口。

On hindsight, if only my parents were like the client, (obviously not about the 1 million savings part), who saved enough for me till i’ve grown into a full fledged working adult, i would call myself the luckiest kid on earth.Who likes being burdened with exorbitant study loan payments (mind you, it’s only local uni we’re talking about) or even insurance premiums payable for life? And if i may recall, the maturity proceeds from my education endowment bought by my parents actually went to the hands of the Asian Financial Crisis.

Then again,putting things into perspective, i could actually have been the slightly luckier few. i never had to live day to day with pittance from part time work during my college days. Or slogged just to make ends meet to pay off misc stuff like textbooks and transport in university.

I need to learn how to count my blessings.

Nonetheless, the client’s plan is a really awesome one which i would consider doing the same for my own kids in future. Whether or not i marry a rich dude.

I think the lack of visuals makes my blog a really boring one. Maybe i should post a couple of them if my life decides to get more interesting

p.s: i can’t find my coaster to place my hot milo, and that is annoying me so much.

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Thirsty Camel

August 26, 2009 at 1:06 am (Daily Musings, Food, Money)

I’m dying from the greatest thirst in the universe after guzzling bowls of Korean steamboat soup which i’m not suprised is MSG laden. How i wish i could have a HUGE glass of Lemonade right now.

Korean food was excellent. Tucked along one of the obscure streets of Tanjong Pagar is a row of authentic Korean restaurants. Don’t ask me which is the best, but the one i went to today was heavenly. I love it when the ambience gives the food the extra oomph. You may walk into a restaurant with authentic displays and settings, more often than not the food will usually live up expectations. I don’t think anyone would dare try mimic a Korean looking restaurant and serve trashy Korean food no? The one we went to had us sitting on a wooden platform where shoes had to be removed before you enter. I really like that. 😀

We had an assortment of dishes such as the beef & mushroom steamboat casserole, spicy rice cake; a clear winner from how the plate was polished, ginseng chicken and a whole range of those 开胃appetizers the Koreans usually serve.

The price was more than justifiable. I almost forgot to add that they serve us barley tea (if i’m not wrong). If you’re gonna pay $8 or more for your run-of-the-mill Bibimbab or spicy hot plate chicken at food courts, may i suggest you take a trip down to Tanjong Pagar to see what you’re missing out on.

Recently, i have this habit of hitting the sack by 12 midnight. First, it’s for a better complexion. Second, so i don’t feel less tired the next morning. Today shall be an exception. I just finished doing up an entirely kick-ass C.V. I’m lovin’ it. (no, not that Macdonald’s way). I spent a good 3 hours working on it, my parents even thought something amiss when i never came out of my room ever since i got back. Nonetheless, this feeling of achievement is priceless. It’s so self-fulfilling that retail therapy can’t even act as a substitute.

What i need to do now is let the experts vet through before i start sending them out.

With that, i shall leave you with a quote from Warren Buffet to sleep on.

“Wide diversification is only required when investors do not understand what they are doing.”

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